Privacy Policy

Privacy Policy

Introduction

Welcome to https://mortgage-insurance.buzzzoomer.com! We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains our practices regarding the collection, handling, and use of information about you when you interact with our website, applications, services, and products. By using our platform, you agree to the terms outlined here, in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • General Data Protection Regulation (GDPR) of the European Union
  • Lei Geral de Proteção de Dados (LGPD) in Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and the California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut’s Consumer Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our digital presence, including but not limited to:

  1. Our official website at https://mortgage-insurance.buzzzoomer.com
  2. Mobile and desktop applications associated with our brand
  3. Online services offered through our platform
  4. Any other products or tools directly connected to our services

Please note that this policy does not extend to external links or third-party platforms accessible from our website, as each of these has its own privacy policies. We encourage you to review these policies to understand how your data is handled by different entities.

Processing Activities

This Privacy Policy guides our practices when:

  1. You utilize our applications and services as an authorized user.
  2. You visit any website associated with this Privacy Statement.
  3. You engage with us through communications, including emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data to enhance your experience and provide our services effectively:

  • Account Information: Details related to your account creation and management, such as user names, email addresses, and passwords.
  • Payment Information: Data necessary for processing transactions, including cardholder names, card numbers, expiration dates, and security codes.
  • Financial Information: This includes income details, bank account information, and investment portfolios, which we collect to assess financial risks.
  • Purchase Information: Records of your purchases, order history, and product preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data, for service delivery and analytics.
  • Location Data: Geographic coordinates and information about your location when using our location-based services.
  • Feedback: Your responses to surveys, feedback forms, or product reviews, which help us improve our offerings.
  • Social Media Information: Data from social media platforms when you interact with us through these channels.
  • Product Information: Details about products you show interest in or purchase, including preferences and customization choices.

We obtain this data through multiple sources: user input forms, automated tracking technologies (like cookies), interactions with our applications and services, and third parties who provide us with aggregated or de-identified data.

Cookies

To enhance your experience and improve analytics, we use cookies, which are small text files stored on your browser:

  • Strictly Necessary Cookies: These ensure basic functionalities like login and navigation.
  • Preference Cookies: They remember your preferences for a personalized experience.
  • Analytics Cookies: Used to collect anonymous data about visitors’ interactions with our website, helping us understand user behavior.

Users have the option to control non-essential cookies through our Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purpose of its collection or as required by law. Once the retention period expires or when the purpose is achieved, we delete or anonymize the data to protect your privacy.

Security Measures

Protecting your data is a top priority. We implement robust organizational and technical safeguards to keep your personal information secure:

  • Encryption: We use encryption for data at rest and in transit to prevent unauthorized access.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards.

Children’s Privacy

We are committed to protecting the privacy of children under 18 years old. Our services do not intentionally collect or store personal data from this age group.

Your Rights

Depending on your location, you may have specific rights regarding your personal data:

  • Access and Rectification: The right to access and request corrections if your data is inaccurate or incomplete.
  • Erasure and Restriction: You can ask for the deletion of your data or limit its use.
  • Data Portability: Ability to obtain a copy of your data in a portable format.
  • Objection and Non-Discrimination: Object to the processing of your data and be free from discrimination based on certain grounds.

To exercise these rights, please contact our privacy team through the channels provided below. We will respond within the legal timeframe required.

Changes to Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. Any significant changes will be notified via a prominent notice on our website, and revised policy versions will be made available here.

Contact Information

For any questions related to privacy, data requests, unsubscribe requests, or complaints, please reach out to us: